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Warning: QFIN is at high risk of performing badly

wpadmin — Wed, 04 Feb 2026 10:20:48 +0000

Qfin Holdings, Inc. (NASDAQ:QFIN) has characteristics which have been historically associated with poor future stock performance. QFIN has decelerating momentum and negative EPS revisions when compared to other Financials stocks, to the point that it gets a Sell rating from our Quant rating system. Stocks rated Sell or worse by our Quant rating system have massively underperformed the S&P 500, as this article will describe.
The company has 1Y Price Performance of -61.08% while the Financials sector median is 10.08%.

Due to these factors, as of Feb. 04, 2026, our quant model has rated Qfin Holdings, Inc. as Sell and the company has an overall rank of 539 out of 3208 in the Financials sector. Compared to the S&P 500, stocks rated Sell or worse were down 20% on average per year over the last 10 years.

If you are looking for alternatives to Qfin Holdings, Inc. (NASDAQ:QFIN) see our top rated Financials sector stocks by quant rating. Our top rated stocks have beaten the S&P 500 by 1300% over the last 10 years.
The Sell warnings are based on our Quant Ratings, a systematic quantitative model which generates Seeking Alpha’s Sell ratings. For information about Quant Ratings, backtesting and its limitations, please read more here.

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Warning: QFIN is at high risk of performing badly

wpadmin — Fri, 09 Jan 2026 14:27:24 +0000

Qfin Holdings, Inc. (NASDAQ:QFIN) has characteristics which have been historically associated with poor future stock performance. QFIN has decelerating momentum and negative EPS revisions when compared to other Financials stocks, to the point that it gets a Sell rating from our Quant rating system. Stocks rated Sell or worse by our Quant rating system have massively underperformed the S&P 500, as this article will describe.
The company has 1Y Price Performance of -51.64% while the Financials sector median is 10.56%.

Due to these factors, as of Jan. 09, 2026, our quant model has rated Qfin Holdings, Inc. as Sell and the company has an overall rank of 501 out of 3206 in the Financials sector. Compared to the S&P 500, stocks rated Sell or worse were down 20% on average per year over the last 10 years.

If you are looking for alternatives to Qfin Holdings, Inc. (NASDAQ:QFIN) see our top rated Financials sector stocks by quant rating. Our top rated stocks have beaten the S&P 500 by 1300% over the last 10 years.
The Sell warnings are based on our Quant Ratings, a systematic quantitative model which generates Seeking Alpha’s Sell ratings. For information about Quant Ratings, backtesting and its limitations, please read more here.

The post Warning: QFIN is at high risk of performing badly appeared first on Up2info.com.

Warning: QFIN is at high risk of performing badly

wpadmin — Mon, 08 Dec 2025 10:02:39 +0000

Qfin Holdings, Inc. (NASDAQ:QFIN) has characteristics which have been historically associated with poor future stock performance. QFIN has decelerating momentum and negative EPS revisions when compared to other Financials stocks, to the point that it gets a Sell rating from our Quant rating system. Stocks rated Sell or worse by our Quant rating system have massively underperformed the S&P 500, as this article will describe.
The company has 1Y Price Performance of -45.7% while the Financials sector median is -2.34%.

Due to these factors our quant model has rated Qfin Holdings, Inc. as Sell and the company has an overall rank of 537 out of 3199 in the Financials sector. Compared to the S&P 500, stocks rated Sell or worse were down 20% on average per year over the last 10 years.

If you are looking for alternatives to Qfin Holdings, Inc. (NASDAQ:QFIN) see our top rated Financials sector stocks by quant rating. Our top rated stocks have beaten the S&P 500 by 1300% over the last 10 years.
The Sell warnings are based on our Quant Ratings, a systematic quantitative model which generates Seeking Alpha’s Sell ratings. For information about Quant Ratings, backtesting and its limitations, please read more here.

The post Warning: QFIN is at high risk of performing badly appeared first on Up2info.com.

Qfin Holdings stock slumps after challenging Q3 weakens earnings

wpadmin — Tue, 18 Nov 2025 22:23:43 +0000

Qfin Holdings (QFIN) stock slid 13% in Tuesday after-hours trading after the fintech’s Q3 loss was much wider than the consensus estimate amid economic uncertainties, regulatory changes and fluctuating risk levels.

“The later part of the third quarter was a rather challenging period of time as we continued to adjust our operations to cope with macro uncertainties and the latest regulatory changes,” said CEO Haisheng Wu. “We continued to see further fluctuation in overall risk levels as liquidity issues in high-risk segments caused ripple effects across the consumer finance industry, despite our effort to mitigate the risks by tightening risk standards in the middle of the quarter.”

Qfin (QFIN) expects Q4 non-GAAP net income of RMB 1.0B-RMB 1.2B, representing a TY/Y decline of 39%-49%.

Q3 non-GAAP earnings per American depository share (“EPADS”) of RMB 11.36 (US$1.60), missing the Visible Alpha consensus of RMB 11.99, fell from RMB 13.63 in Q2 and RMB 12.35 in last year’s Q3.

Q3 non-GAAP operating margin of 34.1% slid from 53.05 in last year’s Q3.

Revenue of RMB 5.21B (US$731.2M), topping the Visible Alpha consensus of RMB 5.04B, slipped from RMB 5.22B in the prior quarter and RMB 4.37B in the year-ago period.

Provision for loans receivable climbed to RMB 837.8M from RMB 773.8M in the prior quarter and RMB 477.5M in the year-ago quarter.

Total facilitation and origination loan volume reached RMB 83.3B, down 1.6% from Q2 and up 1.0% from Q3 2024.

90-day+ delinquency rate of loans originated by financial institutions across Qfin’s (QFIN) platform was 2.09% as of Sept. 30, 2025, up from 1.97% at June 30.

Conference call at 7:30 PM ET.

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Qfin Holdings Non-GAAP EPADS of $1.60, revenue of $731.25M

wpadmin — Tue, 18 Nov 2025 22:01:48 +0000

Qfin Holdings press release (QFIN): Q3 Non-GAAP EPS of $1.60.
Revenue of $731.25M (+17.4% Y/Y).
As such, for the fourth quarter of 2025, the company expects to generate a net income between RMB0.92 billion and RMB1.12 billion and a non-GAAP net income between RMB1.0 billion and RMB1.2 billion, representing a year-on-year decline between 39% and 49%. For full year 2025, the Company expects to generate a net income between RMB5.88 billion and RMB6.08 billion and a non-GAAP net income between RMB6.28 billion and RMB6.48 billion, representing a year-on-year change of -2% to +1%.

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Qfin Holdings Q3 Earnings Preview

wpadmin — Mon, 17 Nov 2025 22:35:26 +0000

Qfin Holdings (QFIN) is scheduled to announce Q3 earnings results on Tuesday, November 18th, after market close.

The consensus EPS Estimate is $1.66 (+18.6% Y/Y) and the consensus Revenue Estimate is $699.07M (+12.3% Y/Y).Over the last 2 years, QFIN has beaten EPS estimates 100% of the time and has beaten revenue estimates 100% of the time.

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Qifu Technology boosts semi-annual dividend by 8.6% $0.76/ADS

wpadmin — Fri, 15 Aug 2025 07:00:14 +0000

Qifu Technology (NASDAQ:QFIN) declares $0.76/ADS semi-annual dividend, 8.6% increase from prior dividend of $0.70.
Forward yield 4.56%
Payable Sept. 30; to shareholders of record Sept. 8; ex-div Sept. 8.
See QFIN Dividend Scorecard, Yield Chart, & Dividend Growth.

More on Qifu Technology

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Qifu Technology Non-GAAP EPADS of $1.90, revenue of $728.1M beats by $77.53M

wpadmin — Fri, 15 Aug 2025 03:43:47 +0000

Qifu Technology press release (NASDAQ:QFIN): Q2 Non-GAAP EPADS of $1.90.
Revenue of $728.1M beats by $77.53M.
Total net revenue was RMB5,215.9 million (US$728.1 million), compared to RMB4,690.7 million in the prior quarter.
As of June 30, 2025, our platform has connected 165 financial institutional partners and 275.8 million consumers with potential credit needs, cumulatively, an increase of 11.4% from 247.6 million a year ago.
Cumulative users with approved credit lines were 60.2 million as of June 30, 2025, an increase of 12.3% from 53.6 million as of June 30, 2024.
Cumulative borrowers with successful drawdown, including repeat borrowers was 36.8 million as of June 30, 2025, an increase of 14.9% from 32.0 million as of June 30, 2024.
In the second quarter of 2025, financial institutional partners originated 23,638,189 loans^*³ through our platform.

More on Qifu Technology

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Qifu Technology Q2 Earnings Preview

wpadmin — Wed, 13 Aug 2025 21:35:07 +0000

Qifu Technology (NASDAQ:QFIN) is scheduled to announce Q2 earnings results on Thursday, August 14th, after market close.
The consensus EPS Estimate is $1.76 (+39.7% Y/Y) and the consensus Revenue Estimate is $650.57M (+13.7% Y/Y).
Over the last 2 years, QFIN has beaten EPS estimates 88% of the time and has beaten revenue estimates 75% of the time.

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Qifu Technology Non-GAAP EPADS of $1.86, revenue of $646.4M beats by $11.75M

wpadmin — Mon, 19 May 2025 22:17:08 +0000

Qifu Technology press release (NASDAQ:QFIN): Q1 Non-GAAP EPADS of $1.86.
Revenue of $646.4M (+12.4% Y/Y) beats by $11.75M.

More on Qifu Technology

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