Bank of America GAAP EPS of $0.98 beats by $0.02, revenue of $28.4B beats by $660M

  • Bank of America press release (BAC): Q4 GAAP EPS of $0.98 beats by $0.02.
  • Revenue of $28.4B (+7.2% Y/Y) beats by $660M.
  • Provision for credit losses of $1.3 billion decreased from $1.5 billion in 4Q24 and was flat to 3Q25
  • CET1 ratio of 11.4% (Standardized); well above the regulatory minimum

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