The upcoming week heralds the commencement of earnings season, featuring major players from the financial, consumer, and industrial sectors poised to unveil their quarterly financial results.
Leading the charge are several major banks, including Bank of America (BAC), JPMorgan Chase (JPM), Citigroup (C), and Wells Fargo (WFC), which are set to release their results, offering valuable insights into the health of the banking sector.
Additionally, investment giants like Goldman Sachs (GS), Morgan Stanley (MS), BlackRock (BLK), State Street (STT), and PNC Financial (PNC) will provide key updates on capital markets and wealth management trends.
Beyond the financial sector, Taiwan Semiconductor Manufacturing Company (TSM), a critical player in the global semiconductor supply chain, will be closely watched.
And in the industrial and travel space, Delta Air Lines (DAL) is set to round out the week with an update on travel demand and operational performance.
Below is a rundown of major quarterly updates anticipated in the week of January 12–16:
Monday, January 12
The week opens with a lighter earnings slate, beginning with Sify Technologies (SIFY) reporting before the bell, followed by Wealthfront (WLTH) after market close.
Tuesday, January 13
JPMorgan Chase (JPM)
JPMorgan Chase (JPM) is set to report its Q4 results before the market opens on Tuesday, with analysts expecting single-digit growth in both revenue and earnings.
In a recent development, JPM reportedly reached a deal to take over Apple’s (AAPL) credit card program from Goldman Sachs (GS). The shift will make the nation’s largest bank the new issuer of one of the biggest co-branded card programs, which carries roughly $20B in balances.
Wall Street analysts maintain a Buy rating on JPM, while Seeking Alpha’s Quant rating sits at Hold due to valuation and profitability concerns.
SA contributor Carla Magliocco continues to view JPM as her top pick in the financial sector, citing a robust economic backdrop, strong company-specific drivers, and resilient credit metrics. She notes that delinquency and charge-off rates are stabilizing rather than signaling recessionary stress, and JPM’s credit performance remains stronger than industry averages, supporting confidence in the bank’s 2026 outlook.
Magliocco highlights solid segment-level ROE, healthy revenue growth, and supportive macro catalysts such as potential tax cuts and lower rates as key elements of her bullish thesis. While inflation and labor-market trends remain watchpoints, she argues that JPM’s metrics are positioned to hold up better than peers even under less favorable conditions.
- Consensus EPS Estimates: $4.98
- Consensus Revenue Estimates: $46.25B
- Earnings Insight: The bank has exceeded EPS and revenue expectations in 7 of the past 8 quarters.
Also reporting: Delta Air Lines (DAL), Bank of New York Mellon (BK), Concentrix Corporation (CNXC), Rezolve AI (RZLV), and more.
Wednesday, January 14
Bank of America (BAC)
Bank of America (BAC) will report its Q4 earnings before Wednesday’s open, alongside Wells Fargo (WFC) and Citigroup (C). Analysts expect EPS to rise more than 16%, supported by 9% Y/Y revenue growth.
Seeking Alpha’s Quant Rating maintains a Strong Buy on BAC, while Wall Street analysts echo the upbeat view with a consensus Buy rating.
In contrast, SA contributor Motti Sapir reiterates a Hold, noting that BAC’s stock already reflects its strong performance, operational efficiency, and solid balance sheet. He points out that the bank trades at 13x 2026 earnings and 1.47x book value, suggesting limited room for upside under current expectations. While revenue, profitability, and capital returns remain healthy, Sapir argues that meaningful further upside would require a notable lift in lending profits or supportive macro catalysts. Key risks include rising loan losses, regulatory headwinds, and lower interest rates, all factors that could weigh on returns given the stock’s relatively tight valuation.
- Consensus EPS Estimates: $0.95
- Consensus Revenue Estimates: $27.62B
- Earnings Insight: The bank has exceeded EPS and revenue expectations in 6 of the past 8 quarters.
Also reporting: Wells Fargo (WFC), Citigroup (C), Infosys Technologies (INFY), United Community Banks (UCB), Rocky Mountain Chocolate Factory (RMCF), Home BancShares (HOMB), H.B. Fuller Company (FUL), Calavo Growers (CVGW), and more.
Thursday, January 15
Taiwan Semiconductor Manufacturing (TSM)
Taiwan Semiconductor Manufacturing (TSM) is slated to report Q4 earnings on Thursday, with analysts expecting bottom-line growth of nearly 30% Y/Y.
The chipmaker recently posted strong December 2025 revenue of ~NT$335B, up 20.4% Y/Y, reflecting sustained demand for AI-driven compute. Q4 revenue reached NT$1.046T, compared with NT$868.42B a year earlier, while full-year revenue climbed 31.6% to NT$3.81T.
SA author Sandeep Gupta highlights TSM as the premier AI infrastructure play, backed by unmatched scale, process leadership, and deep customer diversification. Record 2024 results: $90B in revenue, 59% gross margins, and 36% ROE, underscoring its central role in supplying advanced chips for Nvidia, AMD, and Apple. Key catalysts ahead include its 2nm roadmap and expanded CoWoS packaging capacity, which support consensus price targets roughly 20% above current levels.
Gupta notes risks tied to Taiwan concentration, geopolitical tensions, and potential margin pressure from overseas fabs, though TSM’s balance sheet strength and foundry model offer downside protection, reinforcing a Strong Buy view.
Wall Street analysts also rate the stock a Buy, while Seeking Alpha’s Quant Rating system maintains a Strong Buy stance.
- Consensus EPS Estimates: $2.92
- Consensus Revenue Estimates: $32.41B
- Earnings Insight: TSMC has beaten EPS and revenue expectations in 8 straight quarters.
Also reporting: Goldman Sachs Group (GS), Morgan Stanley (MS), BlackRock (BLK), J.B. Hunt Transport Services (JBHT), First Horizon National (FHN), and more.
Friday, January 16
State Street (STT)
State Street (STT) is set to report Q4 results before Friday’s open.
Citi recently raised its price target on the stock to $150 from $136, along with upward revisions for BK and NTRS. The firm expects STT’s 2026 net interest income to be ~6% above Street consensus and forecasts EPS ~4% higher, reiterating its Buy rating. Analyst Emily Ericksen pointed to 10–15 bps of NIM expansion potential, stronger than peers BK and NTRS, driven partly by the amortization of terminated hedge losses, which should add a 5-bps benefit in 2026. For Q4, Citi’s PPNR estimate is broadly in line with consensus, with slight fee and expense pressure offset by stronger NII. Ericksen also sees roughly 4% upside to 2026 guidance across fees and NII, supported by asset-servicing backlog installations, a major 4Q25 client deconversion, and an expected ~$100M improvement in terminated swap-loss drag.
Wall Street maintains a Buy rating on STT, while Seeking Alpha’s Quant system remains at Hold.
- Consensus EPS Estimates: $2.84
- Consensus Revenue Estimates: $3.62B
- Earnings Insight: STT has beaten revenue expectations in 7 of the past 8 quarters and EPS estimates in all the reports.
Also reporting: M&T Bank (MTB), PNC Financial Services Group (PNC), Regions Financial (RF), Wipro Limited (WIT), and more.