360 DigiTech: A Leader In An Oscillating Market


  • 360 DigiTech’s core competencies of asset-light model and technology focus offer a bright future.
  • In the first quarter of 2022, the firm outperformed its competitors in terms of user amount, total loans granted and revenue.
  • However, it operates in a market that has been performing below expectations as risks mount and profitability decreases.

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Last Year in Review and a Challenging Year Ahead

The need for development of financial technology has become a global consensus, and China is not exempt from this. With supportive policies and adequate infrastructure, it has created a

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Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it. I have no business relationship with any company whose stock is mentioned in this article.

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