360 DigiTech, An Even Cheaper Chinese Tech Stock Than Alibaba


  • Solid growth, a 30% profit margin, a 9.5% dividend yield, an iron-clad balance shield, and a P/E of just over 2x, nothing of this seems to matter.
  • Large parts of the company growing fast like the capital-light part and the more recent SME part, the capital heavy part isn’t growing much, and this is a deliberate shift.
  • Not regulation, nor the threat of delisting seems to be the root cause, but a wider geopolitical concern and investors selling at any price.

Trading and investment concept trader silhouette with digital tablet and virtual screen with financial chart graphs and candlestick.

peshkov/iStock via Getty Images

The Q4 figures from 360 DigiTech (NASDAQ:QFIN) almost don’t matter at all anymore as the shares are already so cheap, it’s difficult to imagine what could get them out of their funk one way or another.

QFIN Chart


QFIN operations

QFIN earnings PR

Disclosure: I/we have a beneficial long position in the shares of QFIN either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

                                   If you are interested in similarly small, high-growth potential stocks you could join us at our marketplace service SHU Growth Portfolio, where we maintain a portfolio and a watchlist of similar stocks. 

We add real-time buy and sell signals on these, as well as other trading opportunities which we provide in our active chat community. We look at companies with a defensible competitive advantage and the opportunity and/or business models which have the potential to generate considerable operational leverage.

Leave a Reply

Your email address will not be published. Required fields are marked *